10 Year Treasury Rate Market Daily Insights: H.15 Selected Interest Rates (2024)

FAQs

What is the H-15 selected interest rate? ›

10 Year Treasury Rate (I:10YTCMR)

10 Year Treasury Rate is at 4.46%, compared to 4.47% the previous market day and 3.83% last year. This is higher than the long term average of 4.25%.

10 Year Real Treasury Rate is at 2.14%, compared to 2.17% yesterday and 1.58% last year.

Interactive chart showing the daily 10 year treasury yield back to 1962. The 10 year treasury is the benchmark used to decide mortgage rates across the U.S. and is the most liquid and widely traded bond in the world. The current 10 year treasury yield as of May 16, 2024 is 4.38%.

The United States Federal Reserve Statistical Release H. 15 is a weekly publication (with daily updates) of the Federal Reserve System of selected market interest rates.

Basic Info. 10 Year Treasury Rate is at 4.47%, compared to 4.43% the previous market day and 3.73% last year. This is lower than the long term average of 5.86%.

Choosing between a CD and Treasuries depends on how long of a term you want. For terms of one to six months, as well as 10 years, rates are close enough that Treasuries are the better pick. For terms of one to five years, CDs are currently paying more, and it's a large enough difference to give them the edge.

Government debt and the 10-year Treasury note, in particular, are considered among the safest investments. Its price often (but not always) moves inversely to the trend of the major stock market indexes. Central banks tend to lower interest rates in a recession, which reduces the coupon rate on new Treasurys.

To find the real (rather than nominal) yield of any bond, calculate the annual growth and subtract the rate of inflation.

Do mortgage rates follow the 10 year Treasury? ›

Fixed-rate mortgages are tied to the 10-year Treasury yield. When that goes up or down, fixed-rate mortgage rates follow suit. The fixed mortgage rate isn't exactly the same as the 10-year yield, however; there's a gap between the two.

Interest income from Treasury securities is subject to federal income tax but exempt from state and local taxes. Income from Treasury bills is paid at maturity and, thus, tax-reportable in the year in which it is received.

US 10 Year Note Bond Yield was 4.57 percent on Wednesday May 29, according to over-the-counter interbank yield quotes for this government bond maturity. Historically, the US 10 Year Treasury Bond Note Yield reached an all time high of 15.82 in September of 1981.

You can buy Treasury bonds directly from the U.S. Treasury at TreasuryDirect. You can also buy Treasuries on the open market through your investment broker. Most brokers offer a search tool to help investors find bonds that fit their portfolio.

A good personal loan interest rate depends on your credit score: 740 and above: Below 8% (look for loans for excellent credit) 670 to 739: Around 14% (look for loans for good credit) 580 to 669: Around 18% (look for loans for fair credit)

What is the current Fed interest rate? Right now, the Fed interest rate is 5.25% to 5.50%. The FOMC established that rate in late July 2023. At its most recent meeting in May, the committee decided to leave the rate unchanged.

It means you'll accrue 0.15/12, or 0.0125, or 1.25% of the outstanding principal as interest every month. If left alone, your interest would be (1 + 0.15/12)¹² - 1.

1992: Black day when interest rates rocketed to 15 per cent.