4 Week Treasury Bill Rate Market Daily Analysis: H.15 Selected Interest Rates (2024)

FAQs

What is the interest rate on a 4 week T bill? ›

Basic Info

4 Week Treasury Bill Rate is at 5.27%, compared to 5.26% the previous market day and 5.62% last year. This is higher than the long term average of 1.42%.

Key Takeaways

Yield is the annual net profit that an investor earns on an investment. The interest rate is the percentage charged by a lender for a loan. The yield on new investments in debt of any kind reflects interest rates at the time they are issued.

To calculate the price, take 180 days and multiply by 1.5 to get 270. Then, divide by 360 to get 0.75, and subtract 100 minus 0.75. The answer is 99.25. Because you're buying a $1,000 Treasury bill instead of one for $100, multiply 99.25 by 10 to get the final price of $992.50.

Choosing between a CD and Treasuries depends on how long of a term you want. For terms of one to six months, as well as 10 years, rates are close enough that Treasuries are the better pick. For terms of one to five years, CDs are currently paying more, and it's a large enough difference to give them the edge.

Here is an example: $15 is 15% of the $100 borrowed. The APR is the annual percentage rate, so 15% must be multiplied by the number of days in a year: .15(365) = 54.75.

The United States Federal Reserve Statistical Release H. 15 is a weekly publication (with daily updates) of the Federal Reserve System of selected market interest rates. Many residential mortgage loans are indexed to the one-year treasury rate published in the H.

Basic Info. 1 Month Treasury Rate is at 5.50%, compared to 5.50% the previous market day and 5.31% last year. This is higher than the long term average of 1.46%. The 1 Month Treasury Rate is the yield received for investing in a US government issued treasury bill that has a maturity of 1 month.

T-bills are generally held until the maturity date or cashed out before maturity. Investors can buy T-bills in electronic form from a brokerage firm or directly from the government: Treasury Direct: New issues of T-bills can be purchased at auctions held by the government at treasurydirect.gov.

Are treasury bills worth buying? ›

Are Treasury bills a good investment? Ultimately, whether Treasury bills are a good fit for your portfolio depends on your risk tolerance, time horizon and financial goals. T-bills are known to be low-risk short-term investments when held to maturity since the U.S. government guarantees them.

Interest from Treasury bills (T-bills) is subject to federal income taxes but not state or local taxes. The interest income received in a year is recorded on Form 1099-INT. Investors can opt to have up to 50% of their Treasury bills' interest earnings automatically withheld.

3 Month Treasury Bill Rate (I:3MTBRNK)

3 Month Treasury Bill Rate is at 5.26%, compared to 5.26% the previous market day and 5.16% last year. This is higher than the long term average of 4.19%.

The higher the yields on long-term U.S. Treasuries, the more confidence investors have in the economic outlook. But high long-term yields can also be a signal of rising inflation expectations.

Treasury bonds have maturities of 20 or 30 years and pay interest every six months. In contrast, Treasury bills have much shorter maturities, from a few days to 52 weeks. Treasury bills are sold at a discount to their face value and do not pay interest before maturity.

6 Month Treasury Rate is at 5.43%, compared to 5.43% the previous market day and 5.52% last year. This is higher than the long term average of 2.84%. The 6 Month Treasury Bill Rate is the yield received for investing in a US government issued treasury security that has a maturity of 6 months.

Keep in mind that, while every term is currently yielding over 5% per year, that's per year. A four-week T-Bill will return 1/13th as much because it's 1/13th the length of a full-year (52-week) T-Bill. Choose the amount you want to spend, and if you want to re-invest your money after the T-Bill matures.

To calculate yield, subtract the bill's purchase price from its face value and then divide the result by the bill's purchase price. Finally, multiply your answer by 100 to convert it to a percentage.

Yong Jun Yuan. SINGAPORE'S latest one-year tranche of Treasury bills (T-bills) is offering a cut-off yield of 3.58 per cent, according to auction results released on Thursday (Apr 18). Yields rose from the last offering of the one-year tranche in January 2023, which had a cut-off yield of 3.45 per cent.