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This question is about Credit Cards for Good Credit
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Maria Adams, Credit Cards Moderator
@m_adams
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The best credit card for a 700 credit score is the Chase Sapphire Preferred® Card. This card offers 1 - 5 points per $1 spent on purchases and an initial bonus of 75,000 bonus points for spending $4,000 in the first 3 months. The initial bonus is worth $937.50 in travel booked through Chase Travel, and Chase Sapphire Preferred has a $95 annual fee.
Best Credit Cards for 700 Credit Score
Chase Sapphire Preferred® Card- Capital One Venture Rewards Credit Card
- Wells Fargo Active Cash® Card
- Wells Fargo Reflect® Card
- Southwest Rapid Rewards® Priority Credit Card
- Choice Privileges® Select Mastercard®
As you may have noticed, several credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.
What to Know Before Getting a 700 Credit Score Credit Card
In general, you want to focus on cards that require good credit or below, since 700 is considered a good credit score. Of course, there are other things that affect the application process, too. Some other key criteria include income (the higher the better) and the number of recent inquiries on your report (the fewer the better).
A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check to see if you’re pre-qualified on the issuer’s website. If you’re pre-qualified, you’re not guaranteed approval, but your odds are high – usually around 80%+. You can check to see if you’re pre-qualified for most of the top credit cards for a 700 credit score.
This answer was first published on 02/04/21 and it was last updated on 05/20/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
- Wells Fargo Reflect® Card
- Southwest Rapid Rewards® Priority Credit Card
- Choice Privileges® Select Mastercard®
As you may have noticed, several credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.
What to Know Before Getting a 700 Credit Score Credit Card
In general, you want to focus on cards that require good credit or below, since 700 is considered a good credit score. Of course, there are other things that affect the application process, too. Some other key criteria include income (the higher the better) and the number of recent inquiries on your report (the fewer the better).
A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check to see if you’re pre-qualified on the issuer’s website. If you’re pre-qualified, you’re not guaranteed approval, but your odds are high – usually around 80%+. You can check to see if you’re pre-qualified for most of the top credit cards for a 700 credit score.
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Popular Credit Cards for Good Credit
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Travel Rewards
Chase Sapphire Preferred® Card
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Cash Back
Wells Fargo Active Cash® Card
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Initial Bonus
Capital One Venture Rewards Credit Card
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-
Long Intro APR
Wells Fargo Reflect® Card
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Michael Castillo, Member
@michael_c
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I think the best one is the Bank of America® Premium Rewards® credit card. You get 60,000 points bonus after spending $4,000 in the first 90 days of account opening. You also earn 2 points / $1 on travel and dining and 1.5 points / $1 per dollar on all other purchases.
This answer was first published on 06/12/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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neilbreen, Member
@neilbreen
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The Citi Double Cash Card! I got a $4,000 credit limit to begin with and I get cash back both on my grocery purchases and on paying my card bill.
This answer was first published on 07/16/18 and it was last updated on 01/15/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Roxanne Wilson, Member
@roxanne_wilson
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The Citi Double Cash Card is totally one of the best at that level. Can't beat cash back!
This answer was first published on 06/11/18 and it was last updated on 01/15/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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