Top Offers of April 30, 2024
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Chase Bank Promotions
| Account | Account Type | Offer | Monthly Maintenance Fee | Minimum Deposit Requirement |
| Chase Total Checking | Checking | $300 | $12 | $0 |
| Chase College Checking | Checking | $100 | $0 | $0 |
| Chase Secure Banking | Checking | $100 | $4.95 | $0 |
| Chase Business Complete Banking | Checking | $300 | $15 | $0 |
| Chase Private Client | Checking | $1,000, $2,000 or $3,000 | $35 | $150,000, $250,000 or $500,000 across all Chase accounts |
| Chase Refer-A-Friend Bonus | Checking | Up to $500 | N/A | N/A |
| Chase Savings | Savings | $200 | $5 | $0 |
Chase Checking Account Bonuses
Below are all the Chase new account bonuses you can currently qualify for. Most are for new customers, but the refer-a-friend bonus is for existing ones.
Chase Total Checking Bonus
| Bonus available | Promotion Expiration date |
| $300 cash bonus when you open a new Chase Total Checking account | July 24, 2024 |
How to Earn
- Open a Chase Total Checking account online using the provided coupon code or bring the coupon you receive via email to a Chase branch.
- Receive at least $500 in direct deposits into your Total Checking account within 90 days.
You’ll receive your bonus inside your Chase Total Checking account within 15 days of meeting the requirements, according to the bank.
Qualifications
- You must be a new Chase checking customer.
- Direct deposits must be from an employer or government benefit provider.
- Person-to-person payments and micro-deposits don’t count as direct deposits.
Restrictions and Fees
- You can only receive one new checking account-related bonus every two years and only one bonus per account.
Chase Total Checking has a $12 monthly service fee that’s waived if you:
- Receive at least $500 in monthly electronic deposits
- Maintain a $1,500 minimum daily balance
- Keep an average daily balance of at least $5,000 across qualifying Chase accounts
Chase College Checking Bonus
| Bonus available | Promotion Expiration date |
| $100 bonus when you open a Chase College Checking account | July 24, 2024 |
How to Earn
- Open a new Chase College Checking account, either online or by using your coupon at a local Chase branch.
- Make at least 10 of these qualifying transactions within 60 days of opening your account: debit card purchases, online bill payments, Zelle transfers, electronic deposits or Chase QuickDeposits, the bank’s mobile check deposit feature.
After you’ve completed these steps, you’ll receive your $100 bonus within 15 days.
Qualifications
- You must be a student between 17 to 24 years old.
- When you open your account, you’ll need to provide your school name and expected graduation date.
- If you’re 17 or don’t have a Social Security Number, you must open your account at a Chase branch.
Restrictions and Fees
- The offer is not valid for existing Chase checking customers or those who’ve closed an account with a negative balance in the past three years.
- Only one new checking account-related bonus is permitted every two years, and only one bonus is allowed per account.
Chase College Checking has no monthly fee until you graduate. Afterward, a $6 fee applies unless you have at least one monthly electronic deposit or carry an average $5,000 daily balance.
Chase Secure Banking Bonus
| Bonus available | Promotion Expiration date |
| $100 sign-up bonus when you open a Chase Secure Banking account | July 24, 2024 |
Note: Chase Secure Banking is a second-chance account for customers who don’t qualify for a regular checking account due to a bad banking history. This account helps you rebuild your banking history and has no overdraft fees.
How to Earn
- Open a new Chase Secure Banking account online or at a Chase branch with your coupon code.
- Make at least 10 of these qualifying transactions within 60 days of enrollment: debit card purchases,Zelle payments, ACH credits, Chase QuickDeposits and online bill payments.
Qualifications
- This offer is only valid for new Chase checking customers.
- You’re not eligible if you’ve closed an account within 90 days or with a negative balance in the past three years.
- You’re allowed only one new Chase checking account bonus every two years.
Restrictions and Fees
The Chase Secure Banking account has a fixed $4.95 monthly fee. However, Chase waives the first two monthly fees for new account holders.
Chase Business Complete Banking Bonus
| Bonus available | Promotion Expiration date |
| $300 bonus when you open a new Chase Business Complete Checking account | July 22, 2024 |
How to Earn
- Open a Chase Business Complete Checking account online or at a Chase branch. You’ll see the offer code applied automatically when you apply online.
- Within 30 days of opening, deposit at least $2,000 in new money and maintain this minimum balance for 60 days.
- Within 90 days of opening, make at least five of these qualifying transactions: debit card purchases, QuickAccept, Chase QuickDeposit, wire transfers or online bill payments.
You’ll receive your $300 Chase bonus within 15 business days of completing these activities.
Qualifications
- This offer is only valid for new Chase business checking customers.
Restrictions and Fees
- “New money” refers to funds not held at Chase Bank or any of its affiliate institutions.
- Chase credit card transactions don’t count as qualifying activities.
Chase Business Complete Banking has a $15 monthly service fee you can waive by meeting one of these requirements:
- Have a linked Chase Private Client checking account
- Meet Chase’s Military Banking requirements
- Maintain a $2,000 minimum daily balance
- Make at least $2,000 in Chase Ink Business card purchases each month
- Have at least one day per month where you receive at least $2,000 in deposits using an eligible Chase Payment Solutions product
Chase Private Client Bonus
| Bonus available | Promotion Expiration date |
| $1,000 to $3,000 bonus when you become a Chase Private Client, determined by the level of new funds you deposit and maintain | July 24, 2024 |
How to Earn
- Schedule a meeting with a Chase Private Client Banker to open a new Private Client Checking account.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of personal checking, savings and certain investment accounts.
- Maintain the minimum balance required for your preferred bonus tier for 90 days.
These are the bonus tiers:
- Earn $1,000 when you deposit $150,000 to $249,999.99
- Earn $2,000 when you deposit $250,000 to $499,999.99
- Earn $3,000 when you deposit at least $500,000.
You’ll receive your bonus within 40 days of meeting the requirements.
Qualifications
- Eligible accounts include personal checking and savings accounts, and non-retirement accounts held by J.P. Morgan Wealth Management.
Restrictions and Fees
- Ineligible accounts include CDs, business checking andsavings accounts, self-directed or automated investing accounts, retirement accounts, insurance products, annuities, 529 College Savings plans, trust accounts and more.
Chase Private Client Checking has a $35 monthly service fee you can avoid with one of the following:
- Link a Chase Platinum Business Checking account
- Maintain a minimum daily balance of $150,000 across qualifying accounts
Chase Refer-A-Friend Bonus
| Bonus available | Promotion Expiration date |
| Up to $500 per calendar year by referring friends to open a qualifying Chase checking account. You’ll get a $50 bonus for each successful referral | Does not expire |
How to Earn
- Share your unique referral link with friends. Generate your link by entering your last name, ZIP code and the last four digits of your Chase debit card or checking account into the referral form at Chase.com.
- Have a friend open a qualifying Chase checking account with your link and complete the qualifying activities, you’ll receive a $50 bonus deposited into your account.
You’ll receive the referral bonus around 30 days after your friend opens their account.
Qualifications
- Eligible checking accounts include Chase Total Checking, Chase College Checking, Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking and Chase Secure Banking.
- Both the referrer’s and the friend’s accounts must be open and in good standing at the time of payout to receive the $50 bonus.
- You can earn a maximum of 10 referral bonuses per year.
Restrictions and Fees
- You’re not eligible for the program if you work for JPMorgan Chase or its affiliates.
Chase Savings Account Bonuses
Chase has one savings account promotion for new customers.
Chase Savings Bonus
| Bonus available | Promotion Expiration date |
| $200 bonus when you open a new Chase Savings account. | April 17, 2024 |
How to Earn
Open a new account and deposit at least $15,000 within 30 days of opening. Maintain that balance for at least 90 days to earn the $200 bonus.
Qualifications
- This offer is only valid for new Chase savings customers.
Restrictions and Fees
The Chase Savings account has a $5 fee you can waive by meeting one of these requirements:
- Maintain a minimum daily balance of $300
- Set up at least $25 in Autosave or recurring transfers from a Chase checking account
- Be younger than 18 years old
- Link an eligible Chase checking account
Use oursavings account calculatorto see how much a savings account bonus from Chase can help you earn.
Maximizing Your Chase Bonus
You can often maximize your Chase new account bonuses by stacking offers on top of each other. Sometimes, Chase will even throw in an extra reward for opening multiple accounts at once.
Chase Checking and Savings Account Bonus
Say you want to earn the $300 Chase Total Checking bonus and the $200 Chase Savings bonus. If you open both accounts together, you’ll get an extra $100, bringing your total bonus amount to $600. This is how you would do it:
- Go to Chase’s website and select the option to open both accounts at once.
- Meet the qualifying activities for the $300 checking account bonus offer, which includes receiving at least $500 in direct deposits within 90 days of account opening.
- Meet the qualifying activities for the $200 savings account bonus offer, which includes depositing at least $15,000 in new money within 30 days of opening, and maintaining that balance for 90 days.
After meeting the requirements for both accounts, you’ll receive the combined $600 bonus offer within 15 days.
Chase Bonuses vs. Competitors
Chase has some pretty good sign-up bonuses, but it’s worthwhile to see how it compares to other banks offering promotions.
Chase Bank vs. Wells Fargo
Similar to Chase, Wells Fargo has a $300 sign-up bonus when you open an Everyday Checking account, which is comparable to Chase’s Total Checking account. However, you need at least $1,000 in direct deposits to earn the Wells Fargo bonus, while you need only $500 to earn the Chase bonus.
Wells Fargo nudges out Chase if you’re looking for a savings account bonus. You can snag a $525 bonus when opening a new Wells Fargo Savings Account.
Chase Bank vs. Citibank
Citi has a $300 checking account bonus, similar to Chase. To earn it, you need at least $1,500 in direct deposits, which is more than Chase’s and Wells Fargo’s requirements.
Chase Bank vs. Bank of America
With Bank of America, you can earn a $200 bonus when opening a new Business Checking account. This bonus is half of Chase’s business checking bonus, which is currently $400. You also need to deposit at least $5,000 in new money with BofA, whereas you only need $2,000 in new money with Chase. So with Chase, you can earn double the reward with less than half the deposit.
Chase Bank vs. SoFi
SoFi has a $300 bank account bonus that’s more difficult to get than Chase’s — you need to open a SoFi Checking and Savings account and have at least $5,000 in direct deposits. However, SoFi’s underlying accounts have no monthly fees and earn a higher annual percentage yield (APY) than any Chase bank account, so you could earn more over the long run with SoFi.
Both banks have referral checking programs, but with SoFi’s you can earn $75 per sign-up, up to $10,000 per year. With Chase, you only get $50 per sign-up, up to $500 per year.
The Bottom Line: Chase Bank Promotions and Bonuses
Chase has an assortment of sign-up bonuses and promotions for new customers. But don’t get immediately lured in by the promise of fast cash. Pause, read the fine print and make sure the underlying account that’s tied to the bonus is one you’ll use.
A sign-up bonus may not be worth it if it’s hard to meet the requirements, avoid the monthly fee or if the interest rate is lower than what you’d earn with high-yield savings accounts from top online banks.
If you’re interested in more promotions, check out our list of the best bank bonuses of the year.
FAQ: Chase Bank Promotions
Typically, the Chase new account bonuses are for new customers only. However, current customers can use the refer-a-friend program to earn up to $500 per year when a friend or family member opens a new Chase checking account.
The easiest Chase bonus to earn is typically the $300 Chase Total Checking bonus, which requires receiving at least $500 in direct deposits within the first 90 days of enrollment.
Yes, you can earn bonuses for opening both a new Chase checking and savings account, as well as referring friends. But you must meet the requirements for each offer within the given timeframe to qualify.
*Data accurate at time of publication.
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Cassidy HortonContributing Writer
Cassidy Horton is a finance writer with over five years of experience. She holds an MBA and a bachelor’s in public relations from Georgia Southern University and has worked with top finance brands like Forbes Advisor, NerdWallet and Consumer Affairs.
Jared MacarinEditor
Jared is an editorial veteran who joined Home Solutions after more than 20 years in the newspaper industry. He has written, edited or designed more than 50 newspapers across the country, winning numerous awards. Jared has also edited and wrote for Forbes Advisor, Lending Tree, The Streamable and Lonely Planet. When he isn’t working, Jared enjoys spending time with his wife on outdoor adventures, watching sports and reading.
