Consumer Complaints (2024)

The OCC provides assistance to customers of national banks, federal savings associations, and federal branches and agencies of foreign banks to answer their questions or help resolve issues they may encounter.

HelpWithMyBank.gov

HelpWithMyBank.gov provides answers and assistance to customers of national banks. The site includes answers to common questions and describes how to contact the OCC for additional assistance.

Información para el Consumidor

Customer Assistance Group

The OCC Customer Assistance Group (CAG) seeks to ensure that national banks, federal savings associations, federal branches and agencies of foreign banks, and their customers receive fair and expeditious resolution of their complaints. CAG staff answer questions and provide informal guidance related to:

  • Applicable banking laws and regulations
  • General banking practices

The CAG also provides an avenue to offer informal consumer education on banking and the use of credit and maintains the HelpWithMyBank.gov website.

Have you got a question, concern, or complaint about a bank? We recommend the following options:

See Also
Who We Are

  • Contact your bank directly first. It is most likely to have the specific information you need and is in the best position to resolve your problem.
  • Visit HelpWithMyBank.gov where you will find answers to frequently asked questions and other resources.
  • Fill out the Online Customer Complaint Form.

Still need help?

Call

1 (800) 613-6743 (Toll free)
If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
Hours: 8 a.m. - 8 p.m., Eastern, Monday-Friday

Fax

(713) 336-4301

Write

OCC Customer Assistance Group,
P. O. Box 53570,
Houston, TX 77052

Related Information

Related News and Issuances

DateIDTitle
05/28/2008NR 2008-59OCC and Idaho Agree to Share Consumer Complaints
10/15/2007NR 2007-111Comptroller Dugan Tells Conference that Consumers Will Benefit From More Unified Interagency Approach to Complaint Handling
10/02/2007NR 2007-106OCC and Texas Agree to Share Consumer Complaints, Bringing Total of Such Agreements to Twenty-Eight
Consumer Complaints (2024)

FAQs

Who investigates consumer complaints? ›

The FTC's Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by: collecting complaints and conducting investigations. suing companies and people that break the law.

What is the consumer complaint? ›

A complaint may be made in writing under the following circ*mstances: Loss or damage is caused to the consumer due to unfair or restrictive trade practice of a trader or service provider; the article purchased by a consumer is defective; the services availed of by a consumer suffer from any deficiency; a trader or ...

How do I file a consumer complaint in NY? ›

Call the toll-free Consumer Assistance Hotline at 800-697-1220 or file a complaint online at https://dos.ny.gov/file-consumer-complaint. Consumers can also request a consumer complaint form by calling the hotline. Free.

What are three common consumer complaints? ›

8 customer complaint examples (and how to respond)
  • Product issues. ...
  • Long wait times to get a response. ...
  • Incomplete or lacking support resources. ...
  • Having to repeat information. ...
  • Difficulty connecting with a live agent. ...
  • Bad agent experience. ...
  • Feature/product request. ...
  • Out of stock item.
Oct 9, 2023

Who should you first contact with a consumer complaint? ›

California Attorney General's Office. File a complaint online at http://oag.ca.gov/. The Better Business Bureau. Go to www.bbb.org, or consult your phone directory for a local office.

What is an example of a violation of consumer rights? ›

Examples of Civil Consumer Fraud include:

False advertising. Misleading drug/healthcare claims. Unlicensed professionals. Retail overcharging at the register, and many other types of cases involving unfair business practices.

Does filing a complaint with the CFPB do anything? ›

Consistent with applicable law, we securely share complaints with other state and federal agencies to, among other things, facilitate: supervision activities, enforcement activities, and. monitor the market for consumer financial products and services.

Does filing a complaint with the FTC do anything? ›

The FTC's Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights ...

Does filing a complaint with the FCC do anything? ›

We do not resolve individual complaints on these issues and you will not receive status emails about your complaint. However, the collective data we receive helps us keep a pulse on what consumers are experiencing, may lead to investigations and serves as a deterrent to the companies we regulate.

What is the consumer Rights Act New York? ›

The New York City Consumer Protection Law forbids all "deceptive or unconscionable trade practices in the sale, lease, rental, or loan, or in the offering for sale, lease, rental, or loan of any consumer goods and services, or in the collection of consumer debts." Under the Consumer Protection Law (commonly referred to ...

What is the consumer Fairness Act NY? ›

The Consumer Credit Fairness Act requires plaintiffs to file certain affirmation when seeking a default judgment in any consumer debt case as follows: If the plaintiff is the original creditor, the application MUST include an Affirmation of Facts by Original Creditor [UCS-CCR3].

How to report a bad business in New York? ›

New York Attorney General complaint number: 1-800-771-7755. Online: Submit a NYS Attorney General Consumer Complaint using their online form.

What is the biggest consumer complaint? ›

Among the advice in the top five categories:
  • Vehicles. ...
  • Home repairs. ...
  • Debt and credit. ...
  • Landlord-tenant. ...
  • Frauds and scams.
May 30, 2023

What is the number one customer complaint? ›

There isn't just one most common complaint, but some of the top issues include long wait times, unresponsive agents, bad customer service, lack of self-service options, and poor product or service quality.

What 3 rights do consumers have? ›

These rights are protected by regulations to keep consumers safe from harm or fraud. President John F. Kennedy introduced the “Consumer Bill of Rights” in 1962. Every consumer has four fundamental rights: the right to safety, the right to choose, the right to be heard, and the right to be informed.

What organization collects consumer complaints? ›

The FTC's Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights ...

What does the FTC do for consumers? ›

The FTC enforces federal consumer protection laws that prevent fraud, deception and unfair business practices. The Commission also enforces federal antitrust laws that prohibit anticompetitive mergers and other business practices that could lead to higher prices, fewer choices, or less innovation.

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