U.S. Bank may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt, but it does not have any cards that guarantee a $5,000+ credit limit. The highest minimum credit limit on a U.S. bank credit card is $1,000 on the U.S. Bank Altitude® Go Visa Signature® Card. Maximum credit limits from US Bank can reportedly be as high as $25,000.
Keep in mind that the starting credit limit you get on any US Bank credit card won’t necessarily be the credit limit you have forever, as you can get credit limit increases. It’s a good rule of thumb to wait until you have at least six consecutive months of on-time payments before you ask for a credit limit increase. You may also receive automatic credit limit increases as US Bank periodically reviews your account.
This answer was first published on 06/21/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
