SIPs or systematic investment is a preferred way of investing in equity mutual funds for most investors. This method helps investors to invest a particular amount regularly in the market irrespective of the market conditions. It is the easiest and perhaps the only proven way to create wealth over a long period of time.
ETMutualFunds did some data crunching and found top 10 mutual funds that offered good returns in a five year horizon. These 10 schemes offered returns ranging between 33.22%-48.52% in five years.
A monthly SIP of Rs 10,000 in Quant Small Cap Fund would have grown to Rs 19.01 lakh in a five year period with a XIRR of 48.52%. Quant Mid Cap Fund offered 37.46%. A monthly SIP of Rs 10,000 would have now been Rs 14.81 lakh.
Nippon India Small Cap Fund, the largest scheme in the small cap category based on assets managed, would have made a monthly SIP of Rs 10,000 to Rs 14.79 lakh. The next two schemes were from Quant Mutual Fund. Quant Flexi Cap Fund and Quant ELSS Tax Saver Fund offered 36.51% and 35.88% respectively.
Around 198 equity mutual fund schemes completed five years of existence in the market. These top 10 schemes were from small cap, mid cap, flexi cap, ELSS, contra fund categories.
For the analysis, we considered equity categories like large cap, mid cap, small cap, large & mid cap, focused fund, ELSS, multi cap, flexi cap, value, and contra fund. We calculated the XIRR returns for the investments made through SIP. Regular and growth option schemes were considered for the analysis. The XIRR returns for five years were calculated for the period starting from February 22, 2019 to February 22, 2024.
Note, the above exercise is not a recommendation. The purpose of the exercise was to find the top 10 equity schemes for SIP in 5 years. One should not make investment or redemption decisions based on the above exercise.
One should always consider risk appetite, investment horizon and goal before making investment decisions. Past performance of the scheme does not guarantee future performance.
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What Are The Top Performing Mutual Funds In Last 10 Years? Over the past decade, Nippon India Small Cap Fund, HDFC Small Cap Fund, Nippon India Growth Fund, SBI Magnum Midcap Fund, and HSBC Value Fund have emerged as top-performing mutual funds.
Which SIP has $10,000 per month for 5 years? ›
Here is a fund which has delivered superior returns over a five year period outperforming the index it is benchmarked against. An investment of Rs 10,000 per month via systematic investment plan (SIP) route over a period of five years in Quant Small Cap Fund's growth is worth nearly Rs 19 lakh today.
Which SIP gives the highest return in the last 5 years? ›
Around 23 equity mutual fund schemes have offered more than 30% SIP returns in five years, a performance analysis by ETMutualFunds showed. There were around 185 equity schemes that have completed five years in the market. Quant Small Cap Fund, the topper in the list, offered 46.70% SIP returns in the five year horizon.
Which fund gives highest return in SIP? ›
List of Best SIP Funds in India sorted by ET Money Ranking
- Mirae Asset Large & Midcap Fund. ...
- Sundaram Focused Fund. ...
- Edelweiss Large & Mid Cap Fund. ...
- Motilal Oswal Focused Fund. ...
- Mirae Asset Large Cap Fund. EQUITY Large Cap. ...
- UTI Flexi Cap Fund. EQUITY Flexi Cap. ...
- DSP Flexi Cap Fund. EQUITY Flexi Cap. ...
- Axis Focused Fund. EQUITY Focused.
Quant Small Cap Fund(G) tops the chart with over 39% returns followed by Quant Mid Cap Fund(G), Nippon India Small Cap Fund(G), Quant Flexi Cap Fund(G) and Motilal Oswal Midcap Fund-Reg(G) in the same pecking order. 1.
What is the safest investment with the highest return? ›
These seven low-risk but potentially high-return investment options can get the job done:
- Money market funds.
- Dividend stocks.
- Bank certificates of deposit.
- Annuities.
- Bond funds.
- High-yield savings accounts.
- 60/40 mix of stocks and bonds.
Best-performing U.S. equity mutual funds
| Ticker | Name | 5-year return (%) |
|---|
| MAEIX | MoA Equity Index Fund | 13.40% |
| BSPSX | iShares S&P 500 Index Service | 13.33% |
| VLACX | Vanguard Large Cap Index Investor | 13.30% |
| GRMSX | Nationwide S&P 500 Index Svc | 12.92% |
3 more rowsMay 1, 2024
Top 7 SIP Mutual Funds in 10 Years: Rs 10K SIP in the top fund has given over Rs 54 lakh
- Quant Small Cap Fund - Direct Plan. ...
- Quant Infrastructure Fund - Direct Plan. ...
- Quant ELSS Tax Saver Direct Plan. ...
- Nippon India Small Cap Fund - Direct Plan. ...
- Quant Mid Cap Direct Plan. ...
- Invesco India Infrastructure Fund - Direct Plan.
If you invest Rs 1000 for 20 years , if we assume 12 % return , you would get Approx Rs 9.2 lakhs. Invested amount Rs 2.4 Lakh.
Given that performance, if one would started investing Rs 20,000 monthly through SIP in this fund 10 years ago, they would have got Rs 1.01 crore with capital gains of Rs 77.18 lakh. The expense ratio of the scheme is 0.77 per cent against the category average of 0.62 per cent.
How much is $5000 for 5 years in SIP? ›
How much is Rs. 5,000 for 5 years in SIP? If you invest Rs. 5,000 per month through SIP for 5 years, assuming 12% return. The estimate total returns will be Rs. 1,12,432 and the estimate future value of your investment will be Rs. 4,12,431.
What happens if I invest $1,000 in SIP for 10 years? ›
(You must convert the rate of return to the monthly figure through dividing by 12). You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
What if I invest $5,000 in SIP for 5 years? ›
How much is Rs. 5,000 for 5 years in SIP? If you invest Rs. 5,000 per month through SIP for 5 years, assuming 12% return. The estimate total returns will be Rs. 1,12,432 and the estimate future value of your investment will be Rs. 4,12,431.
What happens if I invest 20 000 a month in SIP for 5 years? ›
Value of INR 20,000 per Month in SIP
If an investor invests INR 20,000 per month for a period of 5 years, he will be able to earn INR 17 lakh as the overall income generated from SIP. The total investment in the tenure of 5 years will be only INR 12 lakh.
What if I invest 30 000 a month in SIP for 5 years? ›
If you invest ₹30,000 per month in a Systematic Investment Plan (SIP) for a period of 5 years, assuming an average annual return of 12% on your SIP investment, using the SIP calculator, your returns will be: Your invested amount will be: ₹18,00,000. Estimated Returns will be will be: ₹6,74,591.
How to get 50 lakhs in 5 years with SIP? ›
For example, if an individual plan to accumulate ₹50 lakhs over the tenure of 5 years, assuming the individual invests in a Flexicap fund or a Multicap fund which is giving an annualized return of 15%, then the individual needs to invest ₹55,750 per month for 5 years in order to generate the required corpus.
