Signature Certification — TreasuryDirect (2024)

Some forms require you to sign them in the presence of a person who certifies, or verifies, your signature. This page shows who can perform this role.

On this page:

  • In the United States
  • Outside the United States

In the United States

Who may certify signatures in the U.S. Evidence of authority
In certain cases, a notary public
(a form that allows this will say so)
We require the notary public’s seal or stamp.
Officers and employees of depository institutions, such as banks We require the institution's seal or signature guarantee stamp.

If the institution is an authorized paying agent for U.S. Savings Bonds, we require a legible imprint of the paying agent's stamp.

Institutions that are members of Treasury-recognized signature guarantee programs

They may only certify security transfers.

We require the imprint of the signature guarantee stamp. That is, the
  • STAMP (Securities Transfer Agents Medallion Program), or
  • SEMP (Stock Exchange Medallion Program), or
  • MSP (New York Stock Exchange, Inc. Medallion Signature Program)
Officers and employees of corporate central credit unions, Federal Land Banks, Federal Intermediate Credit Banks and Banks for Cooperatives, the Central Bank for Cooperatives, and Federal Home Loan Banks We require the entity's seal.
Commissioned or warrant officers of the United States Armed Forces, for signatures of Armed Forces personnel, civilian field employees, and members of their families We require a statement that the person signing the form is one whose signature the officer is authorized to certify under our regulations.

The certifying official's rank must be shown.

A judge or clerk of a U.S. court We require the seal of a U.S. court.
Other people whom the Commissioner or Deputy Commissioner of Fiscal Service designates as people who can certify signatures Our procedures determine the required evidence for these people.

Outside the United States

Who may certify signatures outside the U.S. Evidence of authority
United States diplomatic or consular officials We require the office's seal or stamp.

If there is no seal or stamp, we require some other authorized individual who has an appropriate seal or stamp to certify the signature.

Managers and officers of foreign branches of U.S. depository institutions, such as banks We require the institution's seal or signature guarantee stamp.
Institutions that are members of Treasury-recognized signature guarantee programs. We require the imprint of the signature guarantee stamp. That is, the
  • STAMP (Securities Transfer Agents Medallion Program), or
  • SEMP (Stock Exchange Medallion Program), or
  • MSP (New York Stock Exchange, Inc. Medallion Signature Program)
Notaries public and other officers authorized to administer oaths, as long as their authority is certified by a United States diplomatic or consular official We require the office's seal or stamp.

If there is no seal or stamp, the position must be certified by some other authorized individual under seal or stamp or otherwise proved to our satisfaction.

Signature Certification — TreasuryDirect (2024)

FAQs

Who can certify TreasuryDirect account authorization? ›

Sign in ink in the presence of a certifying officer or notary. Identification may be required. 2. Authorized certifying officers are available at financial institutions, including credit unions, in the United States.

Will TreasuryDirect accept a notary? ›

Your signature on Page 2 must be certified by an authorized certifying official. Certification by a Notary public is NOT acceptable. Acceptable certifications include a financial Institution's Official Seal or Stamp (such as Corporate Seal, Signature Guaranteed Stamp, or Medallion Stamp).

Why is it so hard to get a medallion signature guarantee? ›

Why is it so hard to get a medallion signature guarantee? Medallion stamps are difficult to obtain because the institutions that provide them, such as banks, credit unions, and other financial institutions are reluctant to provide them, as it exposes the institution to large financial liabilities.

Who can certify a signature on a savings bond? ›

Who may certify signatures in the U.S. We require the notary public's seal or stamp. We require the institution's seal or signature guarantee stamp. If the institution is an authorized paying agent for U.S. Savings Bonds, we require a legible imprint of the paying agent's stamp.

How to certify a signature? ›

A certified document needs to be signed in front of a witness who affirms the signature is your true one; and in the case of a copied document, warrants that the copy is true and identical to the original one. The certifier declares this to be true and adds their signature and the date.

Who can do a signature guarantee? ›

Certain formal documents require a Medallion signature guarantee (MSG), which authenticates your signature, and ensures you have the legal authority and capacity to sign. You can typically obtain an MSG from a bank officer, trust company, or member of the U.S. stock exchange. (A notary public cannot provide an MSG.)

How does TreasuryDirect verify identity? ›

Security questions are used to help us confirm your identity if you forget your account number or password. As an added security measure, TreasuryDirect may require you to answer one of your security questions when you attempt to perform certain transactions.

Who is considered a certifying officer for savings bonds? ›

Any officer of an organization, not a bank or a trust company, that is qualified as an issuing agent for savings bonds. The agent's stamp must be imprinted in the certification.

What is the difference between a notary and a signature guarantee? ›

To quickly summarize, signature guarantees, also known as medallion guarantees are for financial documents and notary stamps are for legal documents. Both signature guarantees and notary seals are used to verify the identity of parties involved and people agreeing to the documents in question.

Can I be denied a medallion signature guarantee? ›

Please note: Your bank may decline or refuse to provide a medallion signature guarantee if the documentation and/or the forms provided are insufficient to determine the appropriate person to sign.

What is the best alternative to a medallion signature guarantee? ›

While there is no direct alternative to a Medallion Signature Guarantee, some financial institutions may accept a notarized signature as an alternative for certain transactions. However, this varies depending on the institution and the type of transaction.

How much does a medallion signature cost? ›

A financial institution may charge a small amount for a medallion signature guarantee stamp to cover the nature of securities. This may include the paperwork that needs filing and the agent's time and effort. To account for these costs, you could spend anywhere between $10 to $50.

Where can I get a TreasuryDirect signature guarantee? ›

Certifying Officer or Notary

Getting it signed by a notary public is easier than getting it from a bank or credit union. Make sure you download the latest FS Form 5444. Other TreasuryDirect forms don't accept a notary stamp. You still need to get it signed and stamped by a certifying officer at a financial institution.

What is considered a certified signature? ›

A certificate-based signature, like a conventional handwritten signature, identifies the person signing a document. Unlike a handwritten signature, a certificate-based signature is difficult to forge because it contains encrypted information that is unique to the signer.

What does it mean to certify a bond? ›

A certified bond is a type of debt security and issuers of bonds are indebted to investors and obligated to repay the debt according to the terms of the bond.

What is the phone number for TreasuryDirect account authorization? ›

If you open an account and are asked to send us an Account Authorization form, you must submit the form before you can access your account. For help unlocking or accessing your account, please call us at 844-284-2676. (We cannot unlock accounts or give sensitive account information via e-mail.)

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