Top benefits of Ayushman Card (PMJAY) scheme
Here are the top 10 primary benefits of the PMJAY scheme for the vulnerable sections of society.
1. Healthcare cover of Rs. 5 lakh per family
Launched in September 2018 by the Prime Minister, the Ayushman Bharat Yojana aims to cater to 50 crore beneficiaries. It provides a health cover of Rs. 5 lakh to families living below the poverty line. The health cover is free, as the central and state governments pay the annual premiums in a 60:40 ratio.
2. All families listed in the SECC databaseto be covered
Beneficiaries for the scheme are picked up from the Socio-Economic Caste Census (SECC) of 2011. These ten crore beneficiary families comprise eight crore families from the rural areas and two crore families residing in urban India.
3. Priority to the girl child, women and senior citizens
There is no cap on the family size and age as this health cover is inclusive for all. Moreover, the scheme holds women, children, especially girls and those over 60 in special regard.
4. It includes secondary and tertiarycare
The scheme provides those in need to get secondary healthcare benefits offered by specialists like cardiologists and urologists. Moreover, advanced medical treatment like that for cancer, cardiac surgery and others is also covered.
5. All pre-existing diseases covered
The PMJAY covers pre-existing illnesses and makes mandatory treatment in all public hospitals, unlike most other insurance covers. This means that those who require medical care cannot be turned away.
6. Cashless and paperless registrationand administration
Removing the burden of out-of-pocket expenses, PMJAY aims to make the entire process of paying forhealthcare cashless. Additionally, PMJAY beneficiaries can seek treatment across India.
7. Substantial reduction of out-of-pocketexpenditure
All public and empanelled private hospitals cannot charge any extra payment for medical care from all PMJAY beneficiaries. This is to reduce any corruption or delay in services.
8. Private sector participation in helping to achievepublic health goals
Since the scheme covers such a large population, it will be purchasing services from private healthcare providers. This scheme is also expected to encourage the production of more affordable healthcare equipment and drugs.
9. Improvement of quality of life of the population
This scheme will improve the quality of life of the weaker sections of society. They will get timely care and finances to tackle their health issues.
10. Broadening the health insurancenetwork
PMJAY will lead to better infrastructure development in rural and under-served areas across the country. This will lead to more Indians having access to healthcare. The government has created 1,350 medical packages that cover a range of health services. This includes daycare treatment, surgery, hospitalisation, and medicines with the PMJAY health cover.
FAQs
Ayushman Bharat PM-JAY is the largest health assurance scheme in the world which aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to over 12 crores poor and vulnerable families (approximately 55 crore beneficiaries) that form the bottom 40% of the ...
What are the benefits of ayushman Bharat Yojana? ›
Ayushman Bharat PM-JAY is the largest health assurance scheme in the world which aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to over 12 crores poor and vulnerable families (approximately 55 crore beneficiaries) that form the bottom 40% of the ...
Is Ayushman card valid in private hospital Bangalore? ›
Is the Ayushman card valid in private hospitals? Yes, the Ayushman card is indeed valid in private hospitals. The scheme is designed to provide financial protection for medical expenses to eligible beneficiaries. This includes both government and private hospitals that are empaneled under the scheme.
Is Ayushman card valid in Delhi private hospital? ›
Of the 900 private hospitals in Delhi, the National Health Agency (NHA) — an arm of the Health Ministry implementing the scheme — has got on board just the Cygnus Sonia Hospital in Nangloi, Dr. Shroff's Charity Eye Hospital and the Cygnus MLS Super Speciality Hospital.
Is Ayushman Card valid in Medanta Hospital Gurgaon? ›
Is Ayushman Bharat Card applicable in the hospitals of Gurugram? Yes. Aushman Bharat Card is applicable in most of the Government and Private hospitals in Gurugram.
How can I get ayushman card online in Gujarat? ›
To get the Ayushman card online in Gujarat, you can visit the official website (https://www.pmjay.gov.in/). Then follow the steps given below: Step 1: Enter your mobile number, captcha, and OTP shared for verification. Step 2: Fill in your name, state, age, family members, and income details.
Can ayushman card be used all over India? ›
It covers a wide range of medical expenses like hospitalization, surgeries, diagnosis as well as treatment. Cashless Treatment: One who has an Ayushman Card is eligible for cashless treatment at any government-specified hospital across India. You are not required to submit any payment to the hospital.
Is CMC Vellore under Ayushman Bharat? ›
Kumaravel Pandian inaugurated a separate medical and surgical ward for inpatients at the Christian Medical College (CMC) Hospital here under the Chief Minister's Comprehensive Health Insurance Scheme and Ayushman Bharat Pradhan Mantri Jan Arogya Yojana on Wednesday.
Is Ayushman Card valid in AIIMS Delhi? ›
It is mandatory to carry the golden card details, as it is the pre-requisite for the initiation of pre-authorization. However, in Ayushman Kendra of AIIMS, New Delhi this card is also being generated (if not already made) or details can be retrieved for verified Ayushman beneficiary or golden card holders.
Is Ayushman Bharat available in Kerala? ›
(a) & (b): The Ayushman Bharat –Pradhan Mantri Jan Arogya Yojana is implemented in the current financial year 2021-22. (c) to (e): AB-PMJAY is an entitlement-based scheme, all the eligible beneficiary families are covered from day one of the implementation of the scheme in the State/UT.
Mumbai: Maharashtra becomes the first state in the country to offer universal healthcare policy after Union health minister Dr Mansukh Mandaviya announced that the Centre's Ayushman Bharat the Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) and state's Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) will be co-branded in ...
Why is the Ayushman card not available in Delhi? ›
Under the Ayushman Health Scheme, Prime Minister has given a health guarantee of up to ₹ 5 lakh to the entire family and more than 55 crore people are covered under this scheme. Ms Lekhi said that Ayushman Bharat Yojana has not been implemented in Delhi because the Delhi government is not in favour of it.
Who is eligible for ayushman Bharat in Karnataka? ›
Eligible Patient
An individual who is a resident of Karnataka and belongs to an 'Eligible Household' as specified by the National Food Security Act of 2013 is eligible for benefits under Ayushman Bharat Karnataka Arogya.
Is Ayushman card valid in private hospital Surat? ›
Government and private hospitals of Surat have been included in the Surat Ayushman Bharat Hospital scheme. To avail the benefits of this scheme, Ayushman card has to be made. Through the Surat Ayushman Card Hospital, you can get free health services up to 5 lakhs in any hospital associated with Ayushman Yojana.
Is Ayushman card valid in private hospitals in Ahmedabad? ›
This scheme is for the poor people of the country who do not have money for treatment and those who are not able to get treatment in hospitals due to it being expensive. Government and private hospitals of Ahmedabad have been included in the Ahmedabad Ayushman Bharat Hospital scheme.
