NZ Bank Prefix and Account Codes (2024)

Know what bank you're sending money to - our bank prefix code and branch number table identifies the bank account in seconds

NZ Bank Prefix and Account Codes (1)

Updated 24 December 2023

Bank Prefix

Bank Name

Branch Range

01, 04, 06 and 11

ANZ

0001–5699

02

BNZ

0001–1299

02

​The Co-operative Bank

1242, 1245–1250

03

Westpac

0001–1999

03

Heartland Bank

Provided via Westpac

03

NZCU

Provided via Westpac

03

Rabobank

0001–1999

03

SBS

Provided via Westpac

05

China Construction Bank

8884-8889

​12

ASB

3000–3999

15

TSB

3900–3999

31

Citibank

2800–2849

38

Kiwibank

9000–9499

88

Bank of China

8800-8805

Know this: If you can't identify a bank prefix or account on the list, it may belong to legacy or non-transactional banks:

  • National Australia Bank (Prefix: 08)
  • Industrial and Commercial Bank of China (Prefix: 10)

If you're paying a Wise accountregistered in New Zealand, it has a04 prefixand the account is provided by ANZ.

Don't see the bank account above? Don't pay it (yet)

  • If you don't recognise the bank above or have concerns,call the supplier and verify the account.
  • There have been many bank account fraud cases using invoices and intercepted emails in New Zealand - thisgovernment guidehas more details, as does thisNZ Herald article.

Frequently Asked Questions

What is a Bank Prefix?

A bank prefix is a series of numbers at the start of a bank account number, uniquely identifying the bank within New Zealand's financial system. It's crucial for routing payments correctly.

How do I use the bank prefix to verify a bank account?

In our table, match the bank account's prefix with the corresponding bank and branch range. This step ensures that your payment reaches the correct bank and branch, avoiding misdirected funds.

Why is it important to recognize the bank prefix before making a transaction?

Identifying the bank prefix is vital in preventing fraudulent transactions and financial errors. It helps ensure that your payment is securely directed to the intended recipient's bank account.

Are there risks associated with incorrect bank prefixes?

Using the wrong bank prefix can result in payments being misdirected to unintended accounts, which can be challenging to recover. This mistake could lead to financial losses or inadvertently aid fraudulent schemes.

What is the significance of the branch range in bank prefixes?

When combined with the bank prefix, the branch range pinpoints the exact bank branch of the account. This information is crucial for precise and secure financial transactions within New Zealand's banking network.

Is there a universal guide for bank prefixes internationally?

Bank prefixes are country-specific. While this guide is tailored for New Zealand, different countries have their own systems. For international transfers, refer to guides specific to the country's banking system or consult the receiving bank directly.

Related Guides

NZ Bank Prefix and Account Codes (2024)

FAQs

NZ Bank Prefix and Account Codes? ›

The New Zealand bank account number format

A New Zealand bank account number is 16 digits long. The number is broken up into 4 distinct sections which highlight different features about the bank, branch and account details.

What is the prefix for bank account number in New Zealand? ›

Account number prefix
Bank nameBank prefixBranch range
ANZ01, 04, 06 and 11 (see below)0001–5699
BNZ020001–1299
The Co-operative Bank021242, 1245–1250 (agency arrangement via BNZ)
Westpac030001–1999
28 more rows

What is the format for bank account number NZ? ›

The New Zealand bank account number format

A New Zealand bank account number is 16 digits long. The number is broken up into 4 distinct sections which highlight different features about the bank, branch and account details.

What is Bank of New Zealand codes? ›

The SWIFT BIC code for Bank of New Zealand is: BKNZNZ22. This should be used whenever funds are sent from overseas to BNZ bank accounts. SWIFT BIC (Bank Identifier Code) codes should be used on all international payments to identify a particular bank or financial institution.

Does New Zealand use BSB and account number? ›

Put simply, New Zealand doesn't use BSB numbers.

What is the prefix for New Zealand numbers? ›

64 is the country calling code assigned to New Zealand by the International Telecommunication Union.

What is a bank account identifier prefix? ›

3-Digit Prefix: your Checking Account number contains a three-digit prefix to use before your 10-digit account number. This prefix indicates you are using your Checking Account when paying bills by phone or online and to facilitate ACH transactions (any payments such as direct deposit, payroll and vendor transactions.)

What is the bank identifier code for New Zealand? ›

New Zealand Bank Codes
Bank NameBank CodeBranch Range
ANZ Bank010101 – 0199
ASB Bank121201 – 1299
BNZ Bank020201 – 0299
Kiwibank383801 – 3899
9 more rows

What is the bank code for ANZ New Zealand? ›

“Please arrange an international telegraphic transfer / SWIFT MT103 payment direct to ANZ Bank New Zealand Limited (SWIFT code ANZBNZ22).” If you require ANZ's correspondent bank details for a particular currency, please contact our International Customer Support Line on 0800 863 863, option 1.

How do I find bank code? ›

What is a Bank Code? In the US, a bank code (or routing transit number) is a nine-digit number found on a check between the two colons that identifies an American bank.

How to transfer money to NZ bank account? ›

Best ways to send money to New Zealand
  1. Bank Transfer. Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise.
  2. Osko. Osko by BPAY is an online bank payment method available in Australia. ...
  3. Debit Card. ...
  4. Credit Card. ...
  5. Apple Pay. ...
  6. Google Pay.

What details do I need to send money to New Zealand? ›

The bank account details you need when you send money internationally to New Zealand generally include the recipient's full name, their BIC or SWIFT number, and their IBAN or account number. We may also ask you for other details, such as their city or phone number.

Do New Zealand bank accounts have IBAN numbers? ›

Some countries have adopted a standard known as an International Bank Account Number (IBAN). New Zealand hasn't adopted this standard, so if you're giving your details, please provide your full bank branch account number and suffix as indicated on your statement.

What is the IBAN number in NZ? ›

International Bank Account Number (IBAN) and other codes

Some countries have adopted a standard known as an International Bank Account Number (IBAN). New Zealand hasn't adopted this standard, so if you're giving your details, please provide your full bank branch account number and suffix as indicated on your statement.

What is an anz 6 digit bank number? ›

The first 6 digits are your BSB number (if applicable) followed by your 9-digit account number. On the ANZ Branch locator tool. Your BSB number can be found by searching for the branch in which you opened your account. The BSB number will show in the search results alongside the branch location and hours of operation.

What do you put in front of a NZ number? ›

From Outside New Zealand:

Dial the New Zealand country code, which is +64. If you know the specific area code for the region you're calling, include it (including the leading zero) after the country code. Finally, dial the local number, typically six to seven digits long.

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