Our Story - Legacy and Mission | Zander Insurance (2024)

Our Story - Legacy and Mission | Zander Insurance (1)

It starts with a mission.

Our mission? Protect families. It’s what we’ve been doing for nearly 100 years.

From our humble beginnings in 1925 to becoming one of the largest independent agencies in the country, we have held true to that promise. Protecting your family means we are your resource from the moment you pick up the phone, throughout the life of your policy, and beyond.

We’re all about family.

Zander was founded by Herman Zander in 1925. The agency was passed down to his son, Julian M. Zander, who remained active in the business until his death in 1983. Julian “Bud” Zander joined the family agency in 1957 and brought on his son – current CEO Jeff Zander – in 1986. You can probably see where our dedication to family comes from.

We are committed to continuing the family legacy by fostering a culture of service, both within our business and in the community. Zander is proud to have donated millions to dozens of charitable organizations working to support families here in Nashville and throughout the country. One of the causes closest to our heart is the Zander Insurance Life Lessons Scholarship, awarded to a college student who has struggled financially due to the loss of one or both parents without adequate life insurance.

The truth? Insurance can be complicated.

Insurance isn’t exactly intuitive – that’s where we come in. Our Zander Guides are here to help you figure out what you need and how to get it.

That service doesn’t stop after your application is signed. If you need to file a claim – or even just have a question about your policy – we’ll work as your advocate with the insurance companies. This customer service is one of the reasons Dave Ramsey has recommended us to his listeners and used us for all his personal insurance needs for over 20 years. Whether you’re looking for term life, long-term disability, identity theft protection, auto, homeowners, commercial, or group benefits – we’ve got you covered (literally).

The bottom line . . .

The heart of this story? Working with us is different, because we are different. Here’s why:

  • Experience – As a company that has spanned four generations, we have the experience and relationships to give you access to the most competitive rates.
  • Options – More options mean more savings. We shop rates from dozens of top-rated companies to make sure you get the most value for your money.
  • Convenience – When you work with Zander, you pick your path. Whether you want to do business online or need that personal touch, we have options for you.
  • Service – We are 49% employee-owned – that means our team members have a vested interest in your satisfaction.
Our Story - Legacy and Mission | Zander Insurance (2024)

FAQs

What insurance company does Dave Ramsey recommend? ›

Zander Insurance Is RamseyTrusted

It means that Zander is the only company Dave and the entire Ramsey team recommend for term life insurance. Why? Because Zander has faithfully served our fans for two decades and will do whatever it takes to help you win. They offer the coverage you need and nothing you don't.

Does Zander Insurance require a medical exam? ›

Is a medical exam required? A basic paramedical exam is required for most term life products, though there are some that do not based on the applicant's age and the amount for which they apply. The exam is very simple and takes approximately 15-20 minutes.

Who is the owner of Zander Insurance? ›

We're all about family.

Zander was founded by Herman Zander in 1925. The agency was passed down to his son, Julian M. Zander, who remained active in the business until his death in 1983. Julian “Bud” Zander joined the family agency in 1957 and brought on his son – current CEO Jeff Zander – in 1986.

How to cancel Zander's identity? ›

Zander Insurance allows users to cancel at any time without extra fees; we've had bad dates that were harder to get rid of. All you have to do is reach out to customer service. You can do that via a form on the website, by phone at 800-356-4282, or by email at info@zanderins.com.

What deductible does Dave Ramsey recommend? ›

Dave Ramsey recommends setting your homeowners insurance deductible to $1,000.

Why does Dave Ramsey not like whole life insurance? ›

For every $100 you invest in whole life insurance, the first $5 goes to purchasing the insurance itself; the other $95 goes to the cash value buildup from your investment, Ramsey says. But for about the first three years, your money goes to fees alone. Someone is making out, and it's not your beneficiary.

Is Zander life insurance legit? ›

Zander was founded in 1925 and is one of the largest independent agencies in the country. It is based in Nashville, Tennessee, and is a fourth-generation family-and-employee-owned business. In addition to term life coverage, Zander also sells home, auto, disability, and long-term care insurance.

What insurance company did Warren Buffett own? ›

Berkshire Hathaway acquired Omaha-based Central States Indemnity in 1992. Buffett purchased 82% of the company's shares for about $82 million (approximately $176.5 million in 2023 dollars). The company primarily sells life and health insurance policies, including Medicare supplement insurance.

Is term life insurance worth it? ›

When is term life insurance worth it? Term life insurance is smart when you have debts or a time-boxed expense — something you want to ensure your dependents can afford should you pass away. This might include a mortgage or credit card balance, for example, or something like school tuition or car payments.

Is Zander identity theft worth it? ›

You want basic — and affordable — identity theft protection.

Zander's Essential plan is one of the cheapest options available, but it lacks comprehensive monitoring and protection. If you're mostly interested in support and insurance in case you become a victim of identity theft, Zander could be a good option for you.

How much does Zander cost? ›

How much does Zander cost? Zander Costs $6.75 per month for individual plans, and $12.90 per month for families.

What is the difference between Zander and LifeLock? ›

Generally speaking LifeLock places more emphasis on data protection with its Norton 360 perk, and Zander provides better value in case trouble strikes. LifeLock has the edge in credit bureau alerts and credit bureau reports, but Zander offers bank account monitoring and other benefits for less.

Who does Dave Ramsey recommend for homeowners insurance? ›

Below we have highlighted the core types of insurance that Dave feels need to be considered and the circ*mstances where they apply to you. I recommend Zander Insurance from experience. I know they are a principled, debt free company offering insurance programs directly in line with my recommendations.

What insurance does Suze Orman recommend? ›

Suze Orman recommends that generally most people should get a 20 year term life insurance policy at 20 times your annual income. What does that mean? That means if you're 30 years old and you make $50,000 a year you should get a million dollar 20 year term life insurance policy.

What term life insurance does Dave Ramsey suggest? ›

Dave recommends a policy amount of 10-12 times your annual income with a 15- to 20-year term, or up to 30 years for younger families.

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